What we do

Home Insurance Claims

As insurance claims specialists, we help you navigate the entire claims process—from start to finish—ensuring you receive the maximum compensation you’re entitled to, without the stress or guesswork. We guide policyholders every step of the way by assessing property damage, documenting losses, communicating with the insurance company, and working to settle claims fairly and promptly. Our role is to assist you—not the insurance company—making sure your claim is properly documented, submitted, and negotiated for the best possible outcome. We take the confusion and burden off your shoulders, providing clear explanations of your policy and coverage so you fully understand your benefits.

WHY FILE A PROPERTY LOSS HOME INSURANCE CLAIM?

1. PROTECT YOUR INVESTMENT

Your home is likely your biggest asset. If it suffers damage from fire, storms, water leaks, or other covered events, filing a claim helps ensure you’re not paying for costly repairs out of pocket.

2. MAXIMIZE YOUR COVERAGE

Insurance is there for a reason. Property loss claims help you get the full value of what you’ve been paying premiums for—whether it’s for structural damage, personal belongings, or temporary housing.

3. FAST RECOVERY AFTER A DISASTER

Claims help speed up the recovery process. You can begin repairs or replacements sooner with approved funds, minimizing disruption to your life.

4. PROFESSIONAL SUPPORT

Working with experienced claims professionals ensures proper documentation, fair assessments, and a smoother process overall.

5. REDUCE FINANCIAL STRESS

Unexpected property damage can be financially overwhelming. Insurance claims help reduce the financial burden so you can focus on rebuilding and moving forward.

More Specific Benefits

  • We review your policy and explain your coverage clearly
  • We accurately assess and document damages
  • We prepare and submit detailed claims to your insurer
  • We communicate and negotiate with adjusters
  • We prevent underpayment or denial of claims
  • We save you time, stress, and costly mistakes

THE CLAIMS PROCESS

  • Storm Hits — Your Property is Damage

    Severe weather causes damage to your roof and/or interior.

  • You Contact Us for a Free Roof Assessment

    We inspect your property at no cost to determine the extent of the damage.

  • You Sign Our Service Agreement

    This allows us to represent you in the insurance claim process.

  • We Meet with the Insurance Adjuster

    Our team is on-site during the inspection to advocate for a fair assessment.

  • We Submit an Estimate and Supporting Documents

    We handle all paperwork and documentation required by your insurance provider.

  • Claim is Approved

    Once approved, we review the insurance scope and finalize next steps.

  • Material Selection & First Payment

    We help you choose materials and collect the initial insurance payment (ACV).

  • Work is Scheduled and Completed

    Our crews perform the repairs and/or roof replacement as scheduled.

  • Final Invoice and Proof of Completion Submitted

    We provide your insurance company with documentation showing the work is complete.

  • Final Insurance Payment is Collected

    We collect the remaining payment (depreciation & supplements, if any).

THE APPEALS PROCESS

Denied or underpaid by your insurance provider? We’ve got your back. We specialize in insurance claims and fight for what you’re owed. If your claim is denied or falls short, we appeal every unfavorable decision, and we don’t stop until we push for a full roof replacement approval.

We’re insurance claims experts with deep knowledge of policy language and claim procedures. We know how to challenge decisions and get results.

Don’t settle for less. Call us today and let Top Brass Roofing & Renovation go to work for you.